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SERVICES TO INDIVIDUALS
SAFJ offers its advisory services to individuals to understand your needs, to guide you to effective planning and optimize your financial situation. Here is our range of comprehensive services we offer on insurance, savings, investment, retirement, tax and estate planning as well as our service offer by referencing :
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Protection​
  • Life insurance
  • Critical illness insurance
  • Disability insurance
  • Long term care insurance
  • Supplementary plan of insurance (medical, dental, etc.)
  • Mortgage insurance or debt


Savings, investment and retirement (segregated funds and mutual funds *)
  • Deferred and immediate annuity (and certain life)
  • Variable annuity and guaranteed income benefit
  • Pension funds
  • Guaranteed investment certificate
  • Bank account with high interest
  • Registered Retirement Savings Plans (RRSPs)
  • Spousal Registered Retirement Savings
  • Locked-in Retirement Account (LIRA)
  • Registered Retirement Savings Plans (RESP)
  • Registered Retirement Income Fund (RRIF)
  • Life Income Fund (LIF)
  • Non-registered (open)
  • Free Savings Account (TFSA)
*Mutual funds distributed through Groupe Cloutier Investments Inc.

Tax and estate planning

Mortgage​​​
We refer our clients to mortgage brokers to find the product that suits them considering the majority of financial institutions.

Damage insurance
We refer customers to experts in auto, home and commercial insurance.

Traveling
We refer our customers to travel insurance experts.

Succession
We are present to help, assist and refer on the death of a relative.


Financial analysis report
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Following a meeting with one of our consultants , you will receive a complete financial analysis report which includes current and projected stock of your assets, budget, estimate your insurance needs and a detailed analysis of your retirement income and savings necessary.


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You have plans for retirement ?
Put the odds on your side to succeed in achieving them! Use the income calculator retired QPP and see if your financial plan will help you achieve your goals!

go to the simulator

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Are you spending too much?
Use this tool to calculate the amount to allocate to each expense category based on your income !
Go to tool

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Make a budget
Use this tool to help you achieve a budget. This will help you better manage your personal finances !
go to tool

Consult us for more information on our services and to let you benefit from the peace of mind.

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We work for you in your interest !

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Copyright © 2015     |     907, avenue Rose-de-Lima, Laval (Quebec)  H7E 2S4     |     450 668-2781     |     [email protected]
  • Home
  • About us
    • Our distinctions
    • Our team
    • Our process
  • Services
    • Services to individuals
    • Services to businesses >
      • Corporate services
      • Group insurance
      • Group annuity plans >
        • VRSP
    • Services to private management
  • Ressources
    • Insurance quote
    • Blog
    • Suppliers
    • Partners
    • Financial tools
    • Documentaries brochures
  • Client access
  • Contact